2013, no. 3

THEORETICAL CONCEPTS ON BANK OF FUTURE

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Authors:  
Ivan LUCHIAN, PhD, University Lecturer, Institutul International de Management IMI-NOVA
Lilian CIOBANU, PhD student, Academia de Studii Eeconomice din Moldova

Bank of the future has become the subject of scientific polemics in economic domain. Bank of the future – it is a bank with a set of unique technologies that allow customers to perform financial transactions from anywhere, at any time of day and any day of the week, quickly, effectively and safely. The establishment of this type of bank will take place through the formation in accordance with the design of “Bank 2.0” conception and training to “Bank 3.0”. This will lead to quantitative and qualitative expansion of banking, which aspects are described in this article.

Keywords:  
bank of the future, banking products, bank customer, bank technology